leading agencies 
debt
collection funds
recovery industry.
AN Enterprises delivers professional, ethical, and effective debt recovery solutions for Banks, NBFCs, Financial Institutions, HNIs, and Businesses across Mumbai and beyond.
Our solutionsRecover Debts. Protect Relationships. Grow with Confidence.
Wondering How To Proceed?
Read Answers to FAQsGreat partnerships lead to really great real-world results.
Some of our plans do not require you to pay until we collect (No Collection = No Commission).
Debtors respond quicker when a professional agency is involved.
Reduce outstanding debts and free up working capital.
Let your team focus on core business activities.
We balance recovery while maintaining your business relationships.
Customer Engagements
Completed Recoveries
Total Revenue and ROI
Years of experience
“ AN Enterprises has consistently outperformed every other agency we’ve partnered with. Their recovery rates are impressive, but what stands out most is their professionalism and respect toward our customers. They’ve helped us strengthen our collections while preserving client relationships — a rare balance in this industry. ”
“ Working with AN Enterprises has been a game-changer for us. Their structured approach, transparent reporting through AnnectolDMS, and adherence to compliance protocols have given us total confidence in outsourcing large portfolios. They deliver results without compromising on integrity — that’s what keeps us coming back. ”
“ We’ve seen measurable improvement in recovery turnaround times since partnering with AN Enterprises. Their communication-based recovery model, coupled with strong field execution, has optimized our delinquent account performance significantly. The team led by Ms. Rupali Panchal and Mr. Yunus Kazi is dependable, responsive, and results-oriented. ”
Just like you, we will do everything ethically permissible to recover the funds recovered ASAP!
Every client portfolio is unique — so are our recovery roadmaps.
At AN Enterprises, we design customized collection strategies tailored to your account mix, delinquency stage, and customer segment. Our strategic planners analyze debtor behavior, repayment potential, and risk parameters to maximize yield while preserving relationships. Using insights from AnnectolDMS and our in-house analytics, we continuously refine approach tactics, ensuring optimal recovery performance across both secured and unsecured portfolios.
Preventing delinquencies is more efficient than recovering them later.
Our early-stage collections program focuses on timely, professional communication with customers before accounts age into risk. Using proactive outreach, scripted contact strategies, and digital-first engagement tools, we encourage repayment through reminders, structured repayment options, and clear dialogue. This helps our clients reduce delinquency roll rates, improve cash flow, and maintain positive customer experiences — all while staying compliant with fair collection practices.
When amicable recovery efforts reach their limit, AN Enterprises ensures a seamless and compliant transition into the legal recovery process.
Our in-house legal coordination team, led by Yunus Kazi, works alongside a panel of trusted legal partners to execute litigation strategies that are efficient, cost-conscious, and fully compliant with applicable laws. From issuing legal notices to supporting case filings and documentation, we manage every detail while keeping our clients informed at each step. The result: a streamlined legal escalation that protects both financial and reputational interests.
Some debtors disappear — we make it our mission to find them.
Our skip tracing team leverages advanced, data-driven tracing methodologies to locate missing or unresponsive debtors. Combining digital databases, geolocation tools, field networks, and proprietary verification algorithms, we uncover new contact details and address discrepancies with high accuracy. Every trace is validated before field deployment, ensuring our clients can reconnect with debtors quickly and proceed confidently with recovery.
When direct engagement is required, our field recovery officers bring professionalism and precision to the front line.
Each field agent is extensively trained in negotiation, compliance, and conflict resolution. They conduct in-person visits, deliver notices, and facilitate settlements with tact and respect. Backed by GPS-based field monitoring and real-time reporting via AnnectolDMS, every action is documented for accountability. This ensures sensitive recoveries are executed ethically, safeguarding client reputation while achieving timely results.
Comprehensive oversight. Continuous insight. Consistent performance.
Our Portfolio Management services provide clients with end-to-end control of their recovery operations through AnnectolDMS, our proprietary debt management system. From case assignment and collector performance tracking to payment analytics and report generation, every aspect of your portfolio is visible in real time. With built-in compliance monitoring, escalation alerts, and performance dashboards, we empower clients to make data-driven decisions and continuously optimize recovery efficiency.
